go human

Declaration of Independence - 2009!

In 1776 The U.S. of A. established itself as an independent entity.  Arguably, what has made this nation great, is the balance of power vested in three seperate branches of government.  This enabled the human resources of this continent to govern themselves without one person or group gaining undue control and influence.  Today the corporations of this planet are larger than governments, and their enormous wealth and power has usurped this balance. 

In the last 18 months, even those who believe in "free markets" have become painfully aware of the extent to which greed and corporate influence  dominate the planet.  People are seeing through the "free market illusion" created by those in control, like the Vegas operators who paint the sky on Casino ceilings to keep players gambling day and night. 

 It's time to declare economic independence and establish a new financial order. 

Background!

Between 2004 and 2007 I headed up Strategic Planning for Countrywide's Administration and Real Estate, writing approved plans for over a Billion dollars in capital and operational budget so the company could grow from 30,000 to 60,000 employees.  I left in disgust in February 2007, writing an MBA paper comparing Countrywide Culture to the Mafia.

In the February 23, 2009 issue of Time, Angelo Mozilo - former CEO of Countrywide, is listed as the #1 person to blame for the financial systems meltdown. The U.S. Securities and Exchange Commission filed a civil lawsuit in Los Angeles federal court, accusing Mozilo of making more than $139 million in profits in 2006 and 2007 as a result of exercising 5.1 million stock options. 

This is by far not the only example I've personally seen of how executives abuse their position to extract value from  companies and shareholders they supposedly serve.

What's wrong with this picture?

Global Capitalism, as practiced today, creates pyramid structures from which the rich and powerful at the top suck enormous amounts of value, at the expense of the disenfranchised workers at the bottom. 

Here's another example.  I have invested in a few single family rental homes in an inexpensive part of the country, and have a FICO score in the 700s.  One of these houses is worth twice the current loan amount,  and I need $25,000 in cash to pay down debt related to relocating to Madison, WI and the birth of our daughter. For 3 years I've been applying for an $80,000 refinance loan, submitting reams of documentation, tax returns, etc. to accompany four applications in excess of 15 pages, all of which have been denied. 

With the recent tightening of credit I've given up, as banks keep raising the bar on what it takes to get a loan. Along with millions of my fellow Americans I am now paying credit card rates because banks will not perform their historical function of lending money against assets.

In contrast to this, the February 16 issue of Fortune magazine explains that 300 banks have received $314 Billion dollars of taxpayer bailout money, (TARP funds) by filling out a two page application. These funds were intended to be lent to people like you and me, who are negatively impacted by greedy and foolish business practices of financial institutions and the resulting tightening of  credit. 

Having been rescued with tax dollars, banks are desperately trying to pay the funds back early, because TARP rules limit the amount of pay to executives.  They say these rules make them non-competetive.  They say they are doing us a favor.  Words fail me!

What are we doing about it?

GoHuman is a dot com that focuses on the individuals that form the economic backbone of our society.  A zip-code based deployment and business model enable an interconnected, integrated marketplace at the local level, so small business owners and their customers can "just say no" to the powerful elite that seek to control and dictate each local transaction while siphoning off value through the top of obscenely large corporations.

GoHuman.com leverages the grass roots power of Web 2.0 Social Networking to correct inequity from the ground up.  We have inverted the pyramid structure, and are keeping big players out of this community until you, the businesses and consumers operating at the GROUND LEVEL, stake your claim to a more equitable model. 

Our platform helps working people focus more of their time and energy on the areas where they create value, while benefitting all stakeholders in an equitable, sustainable community.  GoHuman.com's business model pays the people who create the value, and its growth model is to give itself away to those who build it.All who help build it share in the enormous value created.

What does GoHuman sell?

GoHuman.com is Software as a Service, (SaaS) delivered via the web. The scale of our platform, coupled with the Internet, and the effectiveness of our business model, provides inexpensive solutions that increase the ability, profitability, and viability of our customers, the small local busineses across North America, that are run by real people serving real people.  

Individuals and the smallest of small businesses use the site for free.  As businesses grow with the community, GoHuman.com offers the tools needed for continued excellence, growth and sustainability for a monthly software subscription fee.  Other products are under development to be rolled out at Launch. 

How will it gain momentum?

Our Pioneer Program allows you to share in the success of GoHuman.com and rewards you along the way. The program is built around the concept of turning this giveaway into a viral growth platform.  Pre-launch on Independence Day leads to our Launch on the 100 Year anniversary of Labor Sunday (see http://en.wikipedia.org/wiki/Labor_Day)

Where do you start?

Click on "Join the Community" in the blue header at the top of this posting.  Contact me and offer to help.  Or just spread the word about GoHuman.com to others near and dear to you. 

The GoHuman.com team can't wait to have you join us in making the world work better.